Invest for return
Own the impact
Impact Delivered
Our Theory of Change
Impact drives our performance. It is not a by-product of our investment.
THE PROBLEM
Essential workers are being priced out of homeownership in the communities they serve, leading to long commutes, financial stress and workforce attrition.
THE SOLUTION
HOPE deploys capital through a shared equity co-investment model that reduces the deposit and mortgage required, increasing purchasing power and enabling homeownership close to work.
WHAT CHANGES
Homeownership improves wellbeing and financial security. Improved wellbeing strengthens workforce stability, productivity and retention.
A stable essential workforce supports stronger health, education and public safety systems.
How We Invest
Impact at HOPE is integral to how we invest
For Essential Workers
The ability to live closer to where they work, reducing housing insecurity, long commutes and the trade-offs that push many out of the communities they serve.
For Investors
Access to carefully selected residential property assets, owned and occupied by essential workers whose motivations are aligned with long-term asset quality and value.
Lived Experiences
Behind every data point is a real person, performing an essential job, building a life in the communities they serve
Thomas
FIREFIGHTER
The Challenge: Forced to work 100+ hour weeks across two jobs just to cover rent and save.
The Impact: Broke free from the rental trap, moving from an insecure rental to an apartment minutes from his inner Sydney station.
The Result: “Now, with the stability of owning our own home, I can focus on the job I love – firefighting – without the stress of working two jobs.”
Eliza & Todd
EMERGENCY NURSE | PASTOR
The Challenge: Raising a family in a cramped rental with constant anxiety over long-term housing stability.
The Impact: Secured a permanent home on the Northern Beaches of Sydney, deeply embedded in the community they serve.
The Result: “Knowing we have long-term security lifts an immense weight off my shoulders. I’m more focused at work, knowing my family is stable and secure.”
Sophie
ICU NURSE
The Challenge: Lived “pay cheque to pay cheque” in share houses, fearing she’d have to leave frontline patient care due to Sydney’s high cost of living.
The Impact: Purchased a quality apartment in Kensington, a short bike ride or walk to the hospital.
The Result: “It feels good that I can stay where the interesting nursing work is. I can continue serving the community without feeling like I might have to leave frontline care.”
Ben
POLICE OFFICER
The Challenge: Despite years serving as a police officer, homeownership near work remained out of reach, leaving Ben living with family and a long commute.
The Impact: Secured a three bedroom home in Petersham, much closer to work, and is now planning his future with his partner.
The Result: “Keeping first responders, nurse and teachers in the area has knock-on benefits for everyone.”
Beth & Sean
PRIMARY SCHOOL TEACHERS
The Challenge: Considered moving to regional NSW because they had “hit a ceiling” and couldn’t afford a family home near their schools.
The Impact: Stayed in the community they love, providing continuity for their students.
The Result: “Professionally, it’s freed me up to be my better self at work… it’s taken away the negativity of feeling undervalued and wondering if we should leave.”
Rigour and Impact Partners
How HOPE Measures Impact: Our 4-Step Process
1
DEFINE
Our Theory of Change identifies the outcomes that matter. It provides the blueprint for the impact we aim to deliver for essential workers, employers and communities.
2
MEASURE
We track progress through longitudinal surveys. By comparing annual results against a pre-purchase baseline, we capture the change homeownership creates.
3
BENCHMARK
Homeowner outcomes are compared against HILDA1, ensuring results are assessed against broader Australian trends, not viewed in isolation.
4
QUANTIFY
Translate outcomes into dollar value using financial proxies sourced from the Australian Social Value Bank.
We have reported our impact annually since 2023, providing transparent insights into outcomes delivered for homeowners, employers and investors.
Read our previous and current reports:
Ready to create more impact?
Whether you are looking for a better way to invest in residential property or secure your future, your journey starts here.
1 Household, Income and Labour Dynamics in Australia, the nation’s leading longitudinal study of wellbeing, work and financial security.
IMPORTANT INFORMATION
The offer of units in HOPE Housing Residential Property Trust (Fund) is available only to ‘wholesale clients’ within the meaning of that term under the Corporations Act 2001 (Cth). This page does not constitute an offer for units in the Fund. Prospective investors should refer to Fund’s offer document for further information about the offer and the Fund. Past performance and/or forward-looking statements are not a reliable indicator of future performance. For more information about the Fund, please refer to the Investor Disclaimer on our website.
HOPE Housing Residential Property Trust and HOPE Housing Fund Management Limited have been certified and classified by the Responsible Investment Association Australasia (RIAA) according to the operational and disclosure practices required under the Responsible Investment Certification Program. See www.responsiblereturns.com.au and RIAA’s Financial Services Guide for details.
The Responsible Investment Certification Program provides general advice only and does not take into account any person’s objectives, financial situation, or needs. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Because of this, you should consider your own objectives, financial situation and needs and also consider the terms of any product disclosure document before making an investment decision. Certifications are current for 24 months and subject to change at any time.
Quotes are views of third parties only and may not reflect the performance of the Fund nor reflect the opinions of the Trustee or their affiliates.
