Enjoy the returns of residential property without the stress of being a landlord
AS SEEN ON
Privileged access to Australian owner occupied residential real estate
- How you can access the HOPE(i) benefits
Experience the benefits of property market growth without the headaches of landlord duties with our shared equity model. - Learn how HOPE helps you invest with confidence
Invest confidently in a diverse, expertly vetted portfolio, designed to minimise risks and maximise returns compared to traditional property investments. - Find out about the HOPE Fund returns
Access an asset class with strong returns(ii) while empowering essential workers to achieve homeownership and make a tangible difference in their lives.
Performance Information
Rated as investment grade~
“Evergreen’s independent analysis highlights HOPE’s robust asset valuation solution, strategic asset selection process, and the notable social impact it creates”
Angela Ashton
Founder and Director
Evergreen Consultants
Why residential real estate?
Strong(ii), long term returns
Access a diversified portfolio of vetted Australian residential real estate assets, offering strong returns, supported by Sydney’s consistent 9.2% p.a. average growth over the past 50 years^.
Resilient to economic shocks
Residential real estate has performed well through all crises in Australia including GFC and COVID*
Significant portfolio diversification benefits
Low correlation to other asset classes which improves investment portfolio performance#
Why invest?
Strong returns(ii)
Access a property growth linked return from a diversified portfolio of vetted Australian residential real estate assets.
Reduced outgoings(iii)
Enjoy the growth upside without the usual land-tax, letting fees, maintenance, and mortgage costs.
Socially responsible
More than property growth, you’re investing in essential workers, so they can own a home close to work.
Hear from our investors(iv)
How it works
The HOPE Fund gives investors a new way to access the stable and solid returns of the Australian residential property market, while enabling home ownership.
We achieve this through our unique shared equity model, which puts home ownership within reach of our dedicated essential workforce community and simplifies and de-risks property investment for investors.
Benefits of investing
No upfront and ongoing property investment expenses
This investment does not incur stamp duty, rates, strata and maintenance costs for the investor.
Vetted properties and homeowners
The Fund sets tight parameters on assets and homeowner selection to meet return targets.
Hassle free
No tenancy management responsibilities – our homes are owner occupied.
Scaled access to residential property
Unitised exposure allows investment in the Fund’s diverse property portfolio, rather than being tied to a single property, as may be the case through a direct investment.
Benefits for homeowners
Low deposit
Homeowners can enter the scheme with a minimum of 2.5% deposit.
Manageable mortgage
HOPE and Police Bank ensure mortgage servicing is within 30% of household income when essential workers enter the scheme.
Close to work
Homes are located within 30 minutes commute of an essential worker’s workplace, reducing commute times and stabilising workforces in critical urban regions.
Meet our team
Tim Buskens
Chief Executive Officer
Jennifer Vercoe
Chief Financial Officer
Jessica Ellerm
Head of Investor Engagement
Allyson Bailie
Head of Operations & Marketing
Evan Hinchcliffe
Head of Distribution
Ravipa Rojasavachai
Quantitative Analyst
Tim Mifsud
Head of Digital Experience
Learn more in our Investor Centre
Supporters of HOPE
Our judges were impressed by the simplicity and effectiveness of this approach, noting that it “creates both security of home ownership and an institutional investment opportunity.”
SHARED VALUE PROJECT
“I look at what HOPE Housing are doing and I think it’s a great idea. We need more HOPE Housing.”
MICHELLE LEVY
I am a potential investor, keep me updated!
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How to invest
Confirm you meet the sophisticated investor test.
To be a sophisticated investor in Australia, you must meet one of the following requirements:
- Have net assets of more than A$2,500,000
- Have income of at least A$250,000 per annum over the last two financial years
- Able and willing to invest $500,000 or more into this opportunity
Review Fund Disclosure documents.
Complete an online application to apply for units in the Fund.
Investors apply online for units in the fund.
Funds are only deployed into assets that are:
- Vetted by HOPE’s investment committee, with purchase caps set.
- Owned and occupied by essential workers who have been vetted by Police Bank, for the purposes of acquiring and servicing a mortgage on their 50-70% share in the property.
Homeowners progressively purchase additional equity in the property at the prevailing market rate, stepping into full ownership over time. They can use a combination of savings (or the like) and mortgage top-ups in order to facilitate equity buybacks.
Equity buybacks or full sale events generate cash distributions to investors.
GET STARTED
Get your Investor Pack
Disclaimer
The offer of units in the HOPE Housing Investment Trust (HOPE Fund I) and HOPE Housing Residential Property Trust (HOPE Fund II) is available only to ‘wholesale clients’ within the meaning of that term under the Corporations Act 2001 (Cth). This page does not constitute an offer for units in either Fund. Prospective investors should refer to the Fund’s private placement memorandum for further information about the offer and the Fund. Past performance is not a reliable indicator of future performance and HOPE Fund II’s performance or returns may not correlate to the historical performance and returns of HOPE Fund I. For more information about the HOPE Funds, please refer to the Investor Disclaimer on our website.
(i) HOPE refers to HOPE Housing Fund Management Limited.
(ii) HOPE offers an investment opportunity for sophisticated investors to access the Australian residential real estate market which has had 40+ years of historical growth rate of 7.89% according to BIS Oxford Economic property index. The HOPE Fund’s return may not correlate to the historical returns of the Australian residential real estate market.
(iii) An investment in HOPE Fund gets you access to a diversified portfolio of residential real estate. Homeowners are on title and required to maintain the home and all pay costs. HOPE has priority on all properties within the portfolio.
(iv) Quotes are views of third parties only and may not reflect the performance of the Fund nor reflect the opinions of the Trustee or their affiliates.
(v) Excludes costs like stamp duty, Lenders Mortgage Insurance and conveyancing fees, which are paid by the homeowner.
(A) Portfolio growth is determined by estimating market value of the properties within the Fund’s portfolio monthly, using CoreLogic IntelliVal (Automated Valuation Estimate) and PropTrack AVM. The change in total portfolio value is indexed from a base value of 100, established at the inception of the Fund’s portfolio, to account for the addition of new properties during the same period. The 12-month growth represents the cumulative growth over the prior four quarters. The portfolio growth information does not take into account liabilities or expenses of the Fund and therefore may not reflect overall Fund performance.
(B) This is the growth of residential real estate in the Sydney market and is sourced from the ‘CoreLogic Hedonic Home Index reports’ for ‘All Dwellings’ in the Sydney market. The detailed methodology can be found on the CoreLogic Australia website.
© Copyright 2024. RP Data Pty Ltd trading as CoreLogic Asia Pacific (CoreLogic) and its licensors are the sole and exclusive owners of all rights, title and interest (including intellectual property rights) subsisting in this publication, including any data, analytics, statistics and other information contained in this publication (Data) . All rights reserved.
(C) Social return on investment is determined by HOPE and is assessed by surveying HOPE homeowners and applying proxies, sourced from domestic and international academic studies, to calculate value creation using a methodology that adheres to Social Value International’s principles of social valuation. ‘The Principles of Social Value’ and the methodology is available on Social Value International’s website. Social return is measured annually by HOPE each December. For more information about the calculation of the social return, please contact HOPE.
~Evergreen Rating: ©Evergreen 2023. All Rights Reserved. (ABN 91 643 905 257) (‘Evergreen Ratings’) is Authorised Representative 001283552 of Evergreen Fund Managers Pty Ltd trading as Evergreen Consultants (ABN 75 602 703 202, AFSL 486275). The group of companies is known as ‘Evergreen’. Evergreen is authorised to provide general advice to wholesale clients only. Any advice provided is general advice only and does not consider the objectives, financial situation or particular needs of any particular person. It is not a recommendation to purchase, redeem or sell any particular product. Before making an investment decision the reader must read the relevant product offer document, consider their own financial circumstances or seek personal financial advice on its appropriateness for them.
^Analysis performed on Oxford Economics data. HOPE Fund return may note be correlated to the historical returns of the Sydney residential property market.
*Analysis performed by HOPE Housing.
# Mollica, V. (2024) Impact of residential real estate on portfolio allocations: An application of AI – Property Technology CRC.
