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A better way to invest in residential real estate

Enjoy the returns of residential property without the stress of being a landlord by investing alongside owner-occupiers

HOPEi has created a model where investors can access the strong returns of the Australian property market. Benefit from a well-diversified and socially responsible investment in residential property that proves doing good pays off for everyone.

Strong
returnsii

Access a property growth linked return from a diversified portfolio of vetted Australian residential real estate assets.

Reduced outgoingsiii

Enjoy investing in property without all the usual taxes, letting fees, maintenance and mortgage costs.

Socially responsible

More than property growth, you’re investing in essential workers, so they can own a home close to work.

A new kind of ownership partnership

We co-invest with essential workers to help make home ownership more attainable and affordable. Together we share the investment and the profits.

Fund Performance

(Since Inception)

Portfolio ReturnMar 2024
Property Assets IRR (A)11.9% p.a.
Fund ReturnMar 2024
Gross Fund IRR (B)8.6% p.a.
Net Fund IRR (C)8.3% p.a.
Net at Scale Fund IRR (D)11.3% p.a.
Social ReturnDec 2023
Social Return (E)6.3% p.a.

Past performance is not a reliable indicator of future performance.
Please see The Fine Print at the bottom of this page for footnotes, A, B, C and E.
(D) In a scenario where the Fund's assets under management scales to $100 million, a net IRR of approximately 11.3% may be achieved through economies of scale where fixed compliance and administration costs are shared across a larger pool of investment, assuming similar portfolio underlying asset growth.

Measurable Impact

HOPE’s social impact is measured using established models and actual homeowner data. Our impact reporting focuses on the effect homeownership has on several critical areas, including:

  • Enhancing physical and mental wellbing.
  • Reducing commute times and increasing family time.
  • Improving workplace productivity.
  • Retaining trained esstential workers.
  • Making the cost of housing more affordable.

Rated as Investment Grade

“Evergreen’s independent analysis highlights HOPE’s robust asset valuation solution, strategic asset selection process, and the notable social impact it creates”

Angela Ashton
Founder and Director
Evergreen Consultants

Filter

I Don’t Want to Be a Landlord Anymore – There’s a Smarter Way to Invest in Property

Through the initial deployment of the $10 million HOPE pilot, the Fund has successfully acquired 17 properties, directly benefiting 26 essential workers. The HOPE process has not only earned perfect Customer Satisfaction and Net Promoter Scores - confirming the effectiveness…
May 12, 2024
A man standing in front of a window in a room.

Empowering heroes: How HOPE transformed a police officer’s life

One police officer’s journey from despair to a dream home, thanks to HOPE Housing. Discover how HOPE is helping essential workers achieve homeownership and keep doing the job they love. Meet Ben, a dedicated police officer with 13 years of…
October 3, 2023
Photo of Nicola Paramor

A Family Foundation Growing The Giving Pool

For Nicola Paramor, investing in HOPE Housing is a way to grow her family foundation while making an impact on the lives of essential workers. Nicola Paramor’s parents had been giving to charitable organisations for many years before deciding to…
September 13, 2023
Our Investor Partners

Our partners include Super Funds, Family Office Investors and philanthropic organisations. HOPE investors are looking to make a meaningful impact and achieve a measurable social return. Investment in the HOPE Fund aims to deliver a commercial return and solid impact underpinned by Australian real estate assets.

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Learn more about HOPE's social impact

We’ve improved our impact reporting in collaboration with Think Impact advisors. Quantifying the monetary value of our social impact not only empowers us to make better decisions but also enables us to maximise outcomes for Essential Workers and our communities.

Frequently Asked Questions

Making an investment

1. Who can invest in the HOPE Fund?

The HOPE Fund is open to any investor who meets the Wholesale or Sophisticated investor definition. Our minimum investment is AU$100K.

2. How do I invest?

You can invest directly with the fund via our online application. Soon you will be able to invest via select platforms. For more information on what platforms will be available, contact [email protected].

Financial returns and distributions

3. How are returns generated for investors?

Returns are driven by capital growth exposure to a portfolio of vetted residential property assets. Long term value drivers in the residential property asset class include constrained housing supply, affordability challenges, concentrated urbanisation and a growing population.

4. Is HOPE exposure to underlying capital growth only?

HOPE targets a premium to underlying capital growth through:

  • Careful selection of homeowners in collaboration with our banking partners;
  • Vetted property selection, with requirements around location, asset type and condition; and
  • Capped purchase prices for all assets added to the fund.

5. How is liquidity generated in the Fund?

The below two mechanisms may generate liquidity for the Fund:

  1. Property sales by homeowners – the average hold period for a property in the Sydney market is 5.5 years (insert this link: https://hopehousing.com.au/investor-hub/residential-property-investing/exploring-the-liquidity-characteristics-of-the-residential-property-market/)
  2. Progressive Equity Buy Outs by homeowners – homeowners increase their equity stake annually, with the equity price determined by the market-value of the property at the time of the transaction.

6. Will I receive any rental income?

No. However, subject to liquidity from property sales and Equity Buy Outs, the HOPE Fund aims to distribute cash quarterly to investors.

7. Does the HOPE Fund cover typical Landlord costs like rates, utilities, strata fees and property insurances?

No – the Fund pays none of these typical fees, as the homeowner is responsible for all costs related to the property. The homeowner is also on title and no land tax is payable by investors in the HOPE Fund.

8. Can I sell my units?

Unit holders may be able to transfer their units to third parties, subject to terms outlined in the PPM.

9. What properties will be eligible: strata units, freehold dwellings, new builds, old builds?

HOPE may provide capital for all types of housing except for off the plan developments. All approvals are subject to HOPE’s full pre-purchase due diligence conducted on every asset, this includes an onsite valuation, which sets the purchase price limit for our co-investment.

Social returns

10. How does the HOPE Fund measure its social impact return?

HOPE has developed a social return methodology in partnership with industry experts, including The Centre for Social Impact and Think Impact. In the 12 months to December 2023 the Fund delivered a social return of 13.5% p.a.