We co-invest with essential workers in their property, significantly reducing the cost of funding for them. Together we share the investment and the profits. It creates affordability for them and profitability for all of us. While HOPE is a not-for-profit enterprise, it’s important that all our partners and investors benefit.
Investing in property and people
HOPE has created a model where investors can receive strong returns from a socially responsible investment, as well as the diversification benefits of investing in residential property. We’re here to prove that doing good pays off for everyone.
Our Investor Partners
Our partners include Super Funds, Family Office Investors and philanthropic ventures. HOPE investors are looking to make a meaningful impact and achieve a measurable social return. Investment in HOPE provides a real asset-backed portfolio with strong commercial returns.
Learn more about HOPE's social impact
We partner with the Centre for Social Impact at UNSW to measure and report on the social impact of HOPE’s homeownership solution for Essential Workers and our communities.
Frequently Asked Questions
Capital gains are realised by investors when one of two events occur:
- Sale of the property; or
- When the homeowner buys out part or all of the HOPE share. In this case the price they pay for a greater equity stake will be determined by the current market price of the property.
What are the returns projected to be and given your non-profit status how will returns be distributed?
We are targeting 10 per cent per annum (net of management fees and other fund expenses, before tax). The HOPE corporate entity is not for profit meaning that management fees will be charged on a cost recovery basis. The Fund itself will realise a competitive and commercial return to investors distributed on a quarterly basis.
Funded by private philanthropic investment, HOPE is a Not for Profit entity, unregistered managed investment scheme. HOPE Fund I is now open to investors, the minimum capital investment is $1 million. The target fund size is $400 million.
HOPE will provide capital for all types of housing except for off the plan developments.
The homeowner and HOPE are not tenants in common. The homeowner is on title as sole owner of the property. As owner of the property they are responsible for all the normal outgoings: rates, utilities, strata fees and property insurances.
Is this solving anything or merely a nice sounding idea with little real-world application or merit?
The Centre for Social Impact at UNSW has helped us to develop a system to measure the social impact our new housing solution will have on individuals, employers and our communities. Enabling essential workers to live close to their place of work reduces travel time and improves work/life balance and physical and mental health. This in turn increases work productivity and decreases absenteeism. It’s all about strengthening our communities.