Shared equity represents a new era in property investing that goes beyond the traditional binary of full ownership or renting. It provides a mutually beneficial structure for investors and homeowners to build equity and wealth in real estate. By eliminating the typical costs associated with property investment, shared equity allows investors to maximize their returns while offering homeowners a more affordable way to own their homes.
Investing in innovating homeownership
Generate attractive returns alongside homeowners by investing in investment-grade residential properties through a shared equity structure.
Low 0.5% p.a. management fee, capped based on cost-recovery
Fund 1 management fees will never exceed 0.5% p.a. of the market value of the total capital invested in investments of the fund. No performance fee is payable to the manager. Learn more.
Capital growth and buyouts generate returns to investors
Capital returns are distributed no less than quarterly, with liquidity driven by homeowner equity purchases (at market value), refinance and sale events, and secondary market unit sales.***Learn more***.
for everyday heroes
Our Investor Partners
Our partners include Super Funds, Family Office Investors and philanthropic ventures. HOPE investors are looking to make a meaningful impact and achieve a measurable social return. Investment in HOPE provides a real asset-backed portfolio with strong commercial returns.
Frequently Asked Questions
Capital gains are realised by investors when one of two events occur:
- Sale of the property; or
- When the homeowner buys out part or all of the HOPE share. In this case the price they pay for a greater equity stake will be determined by the current market price of the property.
What are the returns projected to be and given your non-profit status how will returns be distributed?
We are targeting 10 per cent per annum (net of management fees and other fund expenses, before tax). The HOPE corporate entity is not for profit meaning that management fees will be charged on a cost recovery basis. The Fund itself will realise a competitive and commercial return to investors distributed on a quarterly basis.
Funded by private philanthropic investment, HOPE is a Not for Profit entity, unregistered managed investment scheme. HOPE Fund I is now open to investors, the minimum capital investment is $1 million. The target fund size is $400 million.
HOPE will provide capital for all types of housing except for off the plan developments.
The homeowner and HOPE are not tenants in common. The homeowner is on title as sole owner of the property. As owner of the property they are responsible for all the normal outgoings: rates, utilities, strata fees and property insurances.
Is this solving anything or merely a nice sounding idea with little real-world application or merit?
The Centre for Social Impact at UNSW has helped us to develop a system to measure the social impact our new housing solution will have on individuals, employers and our communities. Enabling essential workers to live close to their place of work reduces travel time and improves work/life balance and physical and mental health. This in turn increases work productivity and decreases absenteeism. It’s all about strengthening our communities.
THE FINE PRINT
#Target returns only. Investment returns are subject to risk and are based on assumptions. Actual returns may differ and are not guaranteed. Investments will be available to wholesale investors only on terms to be described (including risks) in a private placement memorandum available on request from HOPE.
* Refer HOPE Housing Benefit and Costs Forecast - UNSW Centre for Social Impact, May 2021 The Problem – Affordability