Enjoy the returns of residential property without the stress of being a landlord
AS SEEN ON
Certified Sustainable Plus by RIAA
This recognition underscores our commitment to responsible investment, rigorous stewardship, and transparency. HOPE’s approach delivers financial strength with a social focus, driving real, lasting impact.
Why residential real estate?
Strong(ii), long term returns
Access a diversified portfolio of vetted Australian residential real estate assets, offering strong returns, supported by Sydney’s consistent 9.2% p.a. average growth over the past 50 years^.
Resilient to economic shocks
Residential real estate has performed well through all crises in Australia including GFC and COVID*
Significant portfolio diversification benefits
Low correlation to other asset classes which improves investment portfolio performance#
Why invest?
Strong returns(ii)
Access a property growth linked return from a diversified portfolio of vetted Australian residential real estate assets.
Reduced outgoings(iii)
Enjoy the growth upside without the usual land-tax, letting fees, maintenance, and mortgage costs.
Socially responsible
More than property growth, you’re investing in essential workers, so they can own a home close to work.
Hear from our investors(iv)
How it works
The HOPE Fund gives investors a new way to access the stable and solid returns of the Australian residential property market, while enabling home ownership.
We achieve this through our unique shared equity model, which puts home ownership within reach of our dedicated essential workforce community and simplifies and de-risks property investment for investors.
Benefits of investing
No upfront and ongoing property investment expenses
This investment does not incur stamp duty, rates, strata and maintenance costs for the investor.
Vetted properties and homeowners
The Fund sets tight parameters on assets and homeowner selection to meet return targets.
Hassle free
No tenancy management responsibilities – our homes are owner occupied.
Scaled access to residential property
Unitised exposure allows investment in the Fund’s diverse property portfolio, rather than being tied to a single property, as may be the case through a direct investment.
Benefits for homeowners
Low deposit
Homeowners can enter the scheme with a minimum of 2.5% contribution towards the property price.
Manageable mortgage
HOPE and Police Bank ensure mortgage servicing is within 30% of household income when essential workers enter the scheme.
Close to work
Homes are located within 30 minutes commute of an essential worker’s workplace, reducing commute times and stabilising workforces in critical urban regions.
Meet our team
Executive Board
Michael Dwyer AM
Chair and Independent Non- Executive Director
Tim Sims AM
Co Founder and Non- Executive Director
Sam Kong
Co-Founder and Non-Executive Director
Tim Buskens
Co-Founder and Non-Executive Director
Advisory Board
Michael Dwyer AM
Chair and Independent Non- Executive Director
Tim Sims AM
Co Founder and Non- Executive Director
Richard Brandweiner
Chair of Impact Investing Australia. Former Chief Executive Officer of Pendal Australia and Chief Investment Officer of Aware Super
Philip Levinson
Chief Executive Officer of Penmount Partners, a capital market advisor for global private real estate. Former Chief Executive Officer of Cambridge Industrial Trust and Managing Director of Blackstone
Alexis Cheang
Head of Investment Stewardship at TCorp. Former Partner and Acting Global Business Leader for Sustainable Investment at Mercer Investments Australia.
Amanda Goodman
Co-Founder and Director of Ecotone Partners. Former Head of Capital Raising and Investor Relations at Impact Investment Group
Mark Lennon
Director of Aware Financial Services and Link Group. Former Unions NSW Secretary
Leadership Team
Phil White
Chief Executive Officer
Debra Goundrey
Head of Investor Engagement
Even Hinchcliff
Head of Distributions
Allyson Bailie
Head of Marketing and Operations
Ravipa Rojasavachai
Quantitative Analyst
Learn more in our Investor Centre
Demonstrating Liquidity: Homeowners Actively Buying Out HOPE’s Share
Demonstrating Liquidity: Homeowners Actively Buying Out HOPE’s Share
A Proven Model, Poised for Scale
A Proven Model, Poised for Scale
CEO Update – July 2025
CEO Update – July 2025
Supporters of HOPE
Our judges were impressed by the simplicity and effectiveness of this approach, noting that it “creates both security of home ownership and an institutional investment opportunity.”
SHARED VALUE PROJECT
“I look at what HOPE Housing are doing and I think it’s a great idea. We need more HOPE Housing.”
MICHELLE LEVY
I am a potential investor, keep me updated!
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How to invest
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Confirm you meet the sophisticated investor test.
To be a sophisticated investor in Australia, you must meet one of the following requirements:
- Have net assets of more than A$2,500,000
- Have income of at least A$250,000 per annum over the last two financial years
- Able and willing to invest $500,000 or more into this opportunity
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Review Fund Disclosure documents.
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Complete an online application to apply for units in the Fund.
Investors apply online for units in the fund.
Funds are only deployed into assets that are:
- Vetted by HOPE’s investment committee, with purchase caps set.
- Owned and occupied by essential workers who have been vetted by Police Bank, for the purposes of acquiring and servicing a mortgage on their 50-70% share in the property.
Homeowners progressively purchase additional equity in the property at the prevailing market rate, stepping into full ownership over time. They can use a combination of savings (or the like) and mortgage top-ups in order to facilitate equity buybacks.
Equity buybacks or full sale events generate cash distributions to investors.
GET STARTED
Talk to our investment team about investing with HOPE
DEBRA GOUNDREY
Head of Investor Relations
EVAN HINCHLIFFE
Head of Distribution
Disclaimer
The offer of units in the HOPE Housing Residential Property Trust (Fund) is available only to ‘wholesale clients’ within the meaning of that term under the Corporations Act 2001 (Cth). This page does not constitute an offer for units in the Fund.
Past performance is not a reliable indicator of future performance.
Prospective investors should carefully review the Information Memorandum (IM) of HOPE Housing Residential Property Trust (Fund) in full and seek professional advice prior to making any investment decision. For more information about the Fund, please refer to the Investor Disclaimer on our website.
(i) HOPE refers to HOPE Housing Fund Management Limited.
(ii) HOPE offers an investment opportunity for sophisticated investors to access the Australian residential real estate market which has had Annualised returns at 7% over the period June 1995 – June 2025 – Cotality Home Value Index, Houses, Sydney. The HOPE Fund’s return may not correlate to the historical returns of the Australian residential real estate market.
(iii) An investment in HOPE Fund gets you access to a diversified portfolio of residential real estate. Homeowners are on title and required to maintain the home and all pay costs. HOPE has priority on all properties within the portfolio.
(iv) Quotes are views of third parties only and may not reflect the performance of the Fund nor reflect the opinions of the Trustee or their affiliates.
(v) Excludes costs like stamp duty, Lenders Mortgage Insurance and conveyancing fees, which are paid by the homeowner.
^Analysis performed on Oxford Economics data. HOPE Fund return may note be correlated to the historical returns of the Sydney residential property market.
*Analysis performed by HOPE Housing.
# Mollica, V. (2024) Impact of residential real estate on portfolio allocations: An application of AI – Property Technology CRC.
